Is it racist?

It was night.
The old white lady held her bag more tightly because a black man in a hoody came close. If she were black, and she saw some ‘any-coloured’ dude that fit the description of the stereotypical ‘snatcher,’ she’d do the same.

The white lady might be thinking: dark, black, hoody, therefore….
And the black lady thinking: dark, hoody, therefore….

Is it racist to act in ‘commonsense’ from real collective experience that resulted in some form of negative stereotyping of specific demographics?

It’s not that simple.